Please check with the respective banks for best interest rates they can offer to you.
Refinancing will enable you to cash out the added value of your property; you can use this cash for your personal requirements.
A poor credit history could lead to higher interest rates or loan rejection.
Standard Chartered MortgageOne Zero Cost The Standard Chartered MortgageOne Zero Cost home loan invites borrowers in Malaysia to take this opportunity to consolidate multiple loan or financing accounts at zero cost, pledging to bear all legal, stamp duty and property valuation fees of the loan agreement.
This type of loan allows the borrower to continue taking out money from his account even if the credit limit has been reached, or if the amount borrowed has exceeded the credit limit.
If you pay the minimum amount on your monthly bill, there will still be interest charged to any unpaid amount.