Although our main goal is to understand resource allocation choices, we welcome submissions that examine the performance consequences of those allocations.
Hardest part doing our job is when there is transaction especially remit "unsuccessful transfer", few customer scolded us before knowing the real process and that affect our reputation and relation with customer.
SMJ Card provides Government with a comprehensive tool to mitigate social costs.
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With high level of advanced security system, your money is safe with us.
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